If your wallet had a mouth, it would beg you to read this list.
Theres a lot of ways to make money blog posts out there. But the problem is, most of them assume you live in a country where PayPal works, your electricity is stable, and $10 per month is pocket change.
Seriously, how are you supposed to make any of those western options work with NEPA wahala, unstable network and limited capital?
Thats exactly why I took time out to ask actual Nigerians how theyre stacking up the bag. I rounded these up into 55 of the best ways to make money in Nigeria whether thats online, offline, from home, as a student, and everything in between. So in this post, youll find amazing ideas that work no matter your niche.
Theres a lot of scammy noise out there when it comes to making money online. And its easy for you to get discouraged or fall for the wrong thing. But the truth is, there are legit ways to make money online in Nigeria, and here, Ive listed some of those.
Faceless video content is exploding as a way to make money online. Think animations, listicles with voiceovers, or news-style recaps. In Nigeria, this method works well for niches like relationship advice, finance or beauty tips. You can monetize with ads, affiliate links or sponsored mentions.
Income Potential: Potential earnings could be up to 2million/month from ads alone. Add affiliate links, and it increases. But early income depends heavily on consistency and engagement, not just uploads.
NFTs may have cooled off globally, but theres still a strong market for digital collectibles focused on African music, culture, and art, especially among buyers in the diaspora. Platforms like Sound.xyz and Zora.co let creators mint your works and sell them directly to collectors. You dont need to be a crypto expert, just collaborate with a dev or use no-code minting tools.
Income Potential: Early-stage artists may earn $50$500 per drop, while top creators can earn over $5k.
ALSO READ: I Hit $80k, Crashed Below Zero, Then Built My Way Back An Artists Wild Ride Through Digital Art, NFTs and Sculpture
Snapchats spotlight feature pays you for short-form, viral content that appears on the apps explore page. If you build a niche page and get enough traction, Snapchat pays you based on engagement. This is a way to make money online that is still underrated in Nigeria but has huge potential, especially if you can post consistently and tap into local trends.
Income Potential: If eligible, you could make up to $1,500/month+ from viral posts.
Another way to make money online is through blogging. And hey, it isnt dead, its just evolved. The trick is consistency, keyword research, and monetizing early. You can earn through ad networks, affiliate links, or even digital product sales.
Income Potential: Small blogs with decent SEO can make �50k�500k/month. Bigger niche blogs can cross �10m/year.
If youve ever gotten compliments on your CV or you know how to speak corporate language, thats a solid way to make money online. Helping Nigerians fix their CVs and LinkedIn profiles is one of the most overlooked online services. This has a high demand, especially among jobseekers and you can work anonymously from anywhere.
Income Potential: With 1020 clients a month, you can earn �100k�500k/month. Add LinkedIn profile rewrites and cover letter bundles, and your income could hit �1m/month.
Small businesses, both abroad and in Nigeria, often need help with managing invoices, tracking expenses, and preparing simple financial reports. If you understand Excel or basic accounting, this is a way to make money online. Take these free online courses to help you skill up.
Income Potential: Bookkeepers earn $200$800/month per client depending on workload. A beginner with just two solid clients could make �1.5m�3m/year.
Recently, theres been an increase in Nigerian vloggers, wedding vendors, and Instagram content creators, so video editing is now in high demand. You dont have to be a cinematographer to make money from video editing. Most creators are looking for basic editors to clean up clips, add subtitles and apply transitions or music.
Income potential: Freelancers in Nigeria charge �5k�20k per simple project, or �50k+ for weddings. A decent editor with regular clients could make up to �2.5m/year or more.
These are virtual support jobs where you help customers via email, chat, or calls, often for fintech, SaaS, or e-commerce brands.
Income Potential: �800k3.5m/year depending on hours and currency paid.
If you have a clear voice, good pronunciation, and basic recording tools (even a quiet room + phone), you can get paid to read scripts for explainer videos, TikToks, podcast intros, radio ads, or online courses. Voice-over is a low-barrier way to make money online, and many Nigerians do it with just their phone and a quiet room.
Income Potential: �3k�15k per voiceover. With consistency and reach, you can hit �500k�2m/year.
ALSO READ: How Did She Hit Important Financial Milestones At 22? Voice Acting
So you know how to build websites, automate tasks, or write clean code? Tech freelancing is one of the highest-paying online jobs in Nigeria right now. Thousands of Nigerian developers now earn in dollars without ever stepping into an office.
Income Potential: �2m�20m/year. Top freelancers charge $50/hour and up.
ALSO READ: The #NairaLife of a Lawyer Aiming for $100K a Year Through Tech
Forex trading: buying and selling currencies, is a popular way to make money online in Nigeria, but its not a quick-money hack. Without real training, its just online gambling. Never trade with money you cant afford to lose.
Income Potential: Some disciplined traders report over �10m/year in profit after 612 months of consistent learning. Many others lose it all.
ALSO READ: I Make Up to �700,000/Week Trading Gold in the Forex Market
Crypto isnt just buying and holding anymore. You can now earn passively through staking or by participating in airdrops.
Income Potential:
Staking stablecoins: ~515% APR.Airdrops: �30k�500k per project if you get lucky.
Crypto trading: Totally dependent on the market, you can lose or 10x.
Startups, especially SaaS companies, need people who can walk new customers through setup, dashboards, and usage. Most onboarding jobs are remote and dollar-paying. And if youre comfortable using remote work tools, its a cool way to make money online.
Income Potential: Entry roles: $300$1,000/month. Full-time onboarding specialists: $12k/year and above (�10m+)
Dropservicing is like reselling. You market a service, say logo design, then outsource the actual work to someone else. You keep the profit margin. You dont need to deliver the service
If you take original, unique photos of everyday Nigerian life, a way to make money online is by selling them as stock images on the internet. Platforms like Shutterstock and iStock accept contributors from Nigeria and yes, you get paid when someone downloads your photo.
Income Potential: �20k�500k/year for casual contributors. �1m+ if you consistently upload high-demand images.
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If youre completely new to this, dont worry. These are easy, beginner-approved ways to make money online that dont require expertise or years of experience.
VTU business is another overlooked but reliable way to make money online for Nigerians. You buy data or airtime bundles in bulk from VTU platforms and then resell in smaller bits to people around you. This hustle has steady daily sales and doesnt require an office. Only con is margins are small, so you need volume
Income potential: Most VTU resellers earn �20�100 per transaction. If you have 30100 regular daily users, thats �30k�100k/month with minimal risk.
Every viral TikTok video starts with a hook, that first 13 seconds that grabs attention. If you understand how Nigerian audiences think and what makes people stop scrolling, this is a niche service you can offer to creators, marketers, and business owners. Its very low competition and doesnt take much time once you get the hang of it.
Income potential: �10k�100k/month depending on the number of clients. Some creators pay �5k�20k per batch of hooks.
ALSO READ: All the Ways to Make Money on TikTok in Nigeria
Got friends or followers abroad? Lemonade Finance lets you earn when you refer users who send money to Nigeria.
Income potential: �500�5,000 per referred user, depending on promo. Top referrers earn �100k�300k/month consistently. Always check Lemonade Finance Referral Page for updates.
If youre detail-oriented and know how to use Microsoft Word, this is a great way to make money online. Nigerian students, researchers, and even PhD candidates home and abroad need help fixing grammar, spacing, citations and structure before submitting their work.
Income potential: �5k�15k per document depending on word count. Consistent freelancers earn �200k�800k/year.
ALSO READ: The Academic Researcher Nursing Dreams of a Career in Comedy
This is more than just posting memes. With WhatsApp TV, you create a status account that shares popular content. You build a group of followers who enjoy the content you post, and then you can earn money by featuring paid advertisements or promotional posts on your status.
Income potential: �50k�150k/month if you post daily and sell ads regularly. Top TV owners earn �500k+ with bulk bookings.
ALSO READ: How to Make Money on WhatsApp in Nigeria
Some Nigerian influencers, stylists and vendors are too busy to reply to all their DMs. You can offer to manage their Instagram or Twitter inbox, track order inquiries, or even respond to basic messages. Its not customer service, its just being their digital PA.
Income potential: �30k�150k/month per client. Handle more pages and youre earning full-time income from home.
Smarty pants? You can use it as a way to make money online by tutoring in English, Biology, Yoruba, IELTS prep, WAEC crash courses, and even how to use Microsoft Excel. The key is to position yourself clearly: I help secondary school students pass WAEC Chemistry is better than I teach Chemistry.
Income potential: �5k15k/hour. A committed tutor can earn �500k�2m/year.
ALSO READ: 6 Online Platforms That Pay Nigerians to Train AI
Not everyone who has a Twitter account knows how to write engaging content, especially thought leaders, CEOs, or tech bros trying to go viral. You can charge to write threads, hooks, or weekly tweet packs for them behind the scenes.
Income potential: �20k�100k/month per client.
Page flipping means growing a niche social media account and selling it to a small business or vendor in that space. Some people run anonymous accounts to 2k10k followers, then list them for up to �200k depending on engagement.
Income potential: �50k�200k per flipped page. Run 34 successfully and youre hitting �500k�1m/year.
This is one of the smartest ways to make money online for free. You curate daily or weekly job openings (remote, tech, government, etc.) and share in a private WhatsApp group. Members pay a small monthly fee (�3,000�5,000) for access.
Income potential: �20k�200k/month depending on group size. A 300-member group at �3,000 each = �900k/month.
ALSO READ: How to Make Money Online in Nigeria With Insights From Naira Life Stories
Being in the comfort of your home and stacking up your account is one of the best feelings ever. Ever thought of ways to make money from home? Doesnt matter if you want side hustles or full-time cash from your living room, these ideas will show you whats possible.
If you can cook well and manage portions, catering is one of the most profitable ways to make money from home in Nigeria. You dont need a restaurant. Just take bulk orders for offices, birthdays, or Sunday family meals and deliver them in bowls or takeout packs. Cash flow starts almost immediately.
Income potential: �15k60k per day depending on order size. Consistent caterers earn �500k�2m/month.
ALSO READ: Foodies and Aspiring Chefs, Are You Sleeping on This Income Opportunity?
This might not feel like a way to make money from home hustle, but many Uber or Bolt drivers start and end their day from home, using it as their business HQ. If you have a car and can meet app requirements, you can register and begin earning immediately. And if you dont want to drive, you can lease your car to a trusted driver and collect weekly returns from your house.
Income potential: �5k�20k/day after expenses. Car owners who lease to drivers can earn �50k�150k/week passively.
Tailoring is still one of the most respected ways to make money from home in Nigeria. You can specialize in ready-to-wear, occasion wear, childrens clothes, or casual styling.
Income potential: Busy tailors earn �200k�800k/month, especially during December and wedding season.
You dont need a showroom to start decorating rooms. You can begin by offering consultations, creating moodboards, or assembling budget-friendly makeovers for clients using local materials. Market on Instagram with before/after photos or work with real estate agents for small gigs.
Income potential: �30k�150k per room makeover. Consistent decorators earn �500k�2m/month.
A way to make money from home with a spare room is by listing it on Airbnb, Booking.com, and the likes. Travelers, remote workers, and diaspora visitors are always looking for clean, safe and affordable homes. Even if you cant list on Airbnb, you can market via WhatsApp, local travel agents, or travel groups.
With a small backyard or extra compound space, you can raise chickens or catfish as a home-based agro hustle. Start with a few birds or fingerlings and expand as demand grows. This works especially well in places where people still buy meat or fish in bulk, or for reselling to shops or eateries.
Income potential:�50k�300k per cycle. Full-time backyard farmers earn �500k�2m/year.
If you already own a drone or can afford one , drone photography is a cool way to make money from home. You dont need a studio, just pitch yourself to event planners, landowners, and real estate agents. Operate your business from home, go out only to shoot, and do post-editing and client delivery from your laptop.
Income potential: �50k�200k per event. Real estate gigs fetch �80k�300k depending on the land size and edits.
From wig revamps to home braiding to mens haircuts, turning your home into a mini salon is a tried-and-true hustle. If youre already skilled or can learn fast, start with friends and neighbors, then scale via referrals or Instagram.
ALSO READ: Im Too Focused On My Salon To Date
If youre organized, you can offer laundry services from your home. Many people, especially bachelors, working mums, or busy professionals are happy to pay someone to wash, dry, and iron their clothes.
Income potential: �1,000�3,000 per load. Full-time operators earn �300k�900k/month with steady demand.
If you love children and have space at home, starting a creche or babysitting service can be a fulfilling way to make money from home. Target working-class families or student parents in your area who need someone trustworthy to watch their kids during the day.
Income potential: �10k�50k per child monthly. Home creche providers with 510 kids can earn �300k�1m/month.
Frozen food is a staple in Nigerian homes, especially in cities where people dont always have time to visit the market daily. You can run a small frozen food business from your freezer at home by selling items like frozen chicken, turkey, fish, snails, and prawns.
Income potential: �10k�100k profit margin per week. Regular sellers earn �400k�1.5m/year.
ALSO READ: I Built a Multi-Million Naira Food Business. Now Everyone Thinks Its Their Money Too
If you can fry, bake, or roast, you can sell Nigerian snacks from home. Chin chin, puff puff, buns, plantain chips, coconut candy&.name it. These are loved by students, workers, and kids alike. You can sell in bulk to schools or offices, or retail in plastic cups/transparent bags.
Income potential: �5k�30k weekly. Side hustlers earn �200k�800k/year, especially during festive periods.
ALSO READ: I Almost Gave Up on My Dream of Going to Culinary School
You dont need a boutique to sell clothes. Buy in small bales or handpicked pieces from larger thrift shoppers, clean them up, and resell to friends, colleagues, or online shoppers.
Tip: Curate niche boxes like �1,000 tops or corporate wear for ladies and use WhatsApp, Facebook or Instagram to push sales.
Income potential: Hustlers earn �200k�1m+/month.
ALSO READ: How I Made �586 Million From Selling Clothes in 2024
Offer makeup, facials, nail fixing, or even simple massage services from your house. With good word-of-mouth or promo deals, youll start seeing steady bookings from neighbors or colleagues.
Income potential: Monthly earnings can hit �200k�1m for full-service providers.
ALSO READ: The Lash Technician Who Isnt Looking for a 9-5
You can design simple Nigerian-themed colouring books for kids (animals, fruits, folktales) using tools like Canva. Sell printable versions via Selar or WhatsApp. Great for teachers, artists, or parents with some design skills.
Income potential: �1k�5k per copy. Yearly income depends on marketing, but niche sellers make �100k�700k/year.
Not everyone wants to work online. And frankly, not everyone needs to. If youre the type who prefers working with your hands, talking to real people, or just want something that doesnt involve your phone 24/7, try one of these ways to make money offline. Theyre mostly service-based, and many of them dont even need a digital presence to take off.
If youve ever been to a childrens party, you know those colorful, cartoon-themed chairs, mats, and tiny canopies steal the show. Thats the business. With �150k�300k, you can buy a few sets and start renting them out for birthday parties, school fun days, or holiday hangouts.
Income potential: �10k�50k per gig. Regular rentals bring in �400k�1.5m/year.
Companies in Nigeria regularly hire outsiders to run soft skills, tech, or leadership training for staff. If youre good at teaching or have expertise in anything from Excel to customer service, pitch your service to HR teams.
Income potential: �50k�200k per session. Active facilitators earn �1m�5m/year.
When it comes to celebrations, Naija no dey carry last. Hence, a good way to make money offline with event decorations. Event decoration is a visual, high-demand service that doesnt need a physical office. You can start with birthday gigs and scale to big weddings over time.
Income potential: �30k�300k per event. Busy decorators make �2m�10m/year.
Skilled with your hands? Home repair services are always in demand: whether thats fixing leaking taps to wiring sockets. Specialize in one area and brand yourself as the go-to expert in your neighborhood.
Income potential: �5k�30k per job. Pros make �600k�3m/year.
ALSO READ: The NairaLife of the Electrician With Bigger Dreams Than His Small Shop
You dont need a gym to be a personal trainer. Offer home fitness sessions or morning workout groups in estates or parks. Create simple routines and charge clients weekly or monthly and youve found a way to make money offline.
Income potential: �5k�20k per client/month. Fit coaches earn �300k�2m/year.
ALSO READ: Personal Trainers Are Not Magicians A Week in the Life of a Fitness Coach
If you have a background in security, military, or law enforcement or know trustworthy people, congrats, youve found a way to make money offline. You can start a private security company or offer guards to estates, events, or schools.
Income potential: �50k�100k per guard/month. Small firms earn �1m�10m+/year.
Custom engraving for weddings, gifts, plaques, perfume bottles, and more is one of the unique ways to make money offline. All you need is a simple engraving tool and a few samples to get started. You can offer personalized engraving services for various occasions.
Income potential: �3k�30k per item. �500k�2m/year
Resell small indoor plants for homes/offices, and offer monthly maintenance visits (watering, trimming, replacing dead ones). Its a trending niche and low stock required
Income potential: �1k�10k per plant + �3k�10k/month/client. �400k�2m/year
Offering to produce matching polos, aprons, or vests for small businesses is a fantastic way to make money offline. You can also bundle these with branded caps or laminated IDs to offer a complete branding package.
Income potential: �15k�300k per order. �1m�5m/year depending on scale
Bonus:
Lets talk to the girlies for a second. If youve been searching for ways for females to make money online in Nigeria, this section has your name written all over it.
Whether youre in school, raising kids, working a 95, or just looking for financial freedom on your own terms, there are online income streams designed with you in mind. The point is, you have unique options.
Create thoughtful kits for new mums whove just given birth. These can include hot water bottles, belly wraps, agbo mix, shea balm, nipple balm, and healing bath herbs. Theres a growing market for maternal care and you can easily personalize and brand.
Best for: Women with knowledge of postpartum recovery or mothers themselves
Income potential: �5k�25k per kit. With 20 sales/month, earn �1.2m�6m/year
ALSO READ: 5 Nigerian Women Talk About Making Money Online
This business taps into the growing need for shame-free period education. A First Period Box could include sanitary pads, wipes, deodorant, comfy underwear, a cute note or mini journal, and even period-proof shorts.
Income potential: �6k�20k per box. With 15 orders/month, earn �1m�3.6m/year
Sex toys are no longer taboo, and the demand is growing quietly but steadily in Nigeria, especially among women in their 20s and 30s. The trick is knowing how to sell them discreetly because most clients love privacy.
Income potential: �200k�3m/year depending on consistency and range of products
ALSO READ: The Business Owner Who Struck Gold Selling Sex Toys
Lets be honest, the hustle is real, and being a guy in Nigeria comes with financial pressure. Here are some of the most realistic and profitable ways for males to make money online in Nigeria.
This one works especially well in student environments or estates. Rent out your PS5 or sell pad controllers, gaming chairs, and headsets. You can also host weekend tournaments and charge an entry fee.
Income potential: �1,000/session (gaming) or �10k�100k/month selling accessories
From how to wear certain fits to where to get good native shoes, you can build an audience by solving real problems men have with fashion. Monetize through brand deals, styling consults, or paid Telegram groups.
Income potential: �500k�2m+/year through brand deals, tips, and shoutouts
ALSO READ: 70 of the Latest Senator Designs for Men That Are Straight Fire
Start small, become the guy who helps people source things like Ankara mens wear, palm sandals, or handmade wallets to export overseas. Link up with diaspora buyers via Facebook or WhatsApp groups.
Income potential: �5k�30k per item/export deal
Theres sooo many ways to make money in Nigeria and this article has shown you the top 55 ways to make money as a Nigerian. With a little creativity, effort, and determination, you can start earning in no time. The key is to find what works best for you, and go hard or home!
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